When Mary Smothers was twenty-one she and her husband had no insurance and no security alarm.
They were renting, so she figured there was no need.
But one day she came home with her six-month-old son on her hip to find her home broken into and belongings piled in the living room. The burglars were still there.
She went to a neighbor’s and waited for police.
Too late; their home was cleaned out. The criminals were never apprehended.